Dormant membership across regulated Savings and Credit Cooperative Societies in Kenya surged by 14.1 percent to reach 1.9 million accounts in 2025, official regulator figures reveal.
Data from the Sacco Societies Regulatory Authority highlights a steady upward trajectory in inactive accounts over a five-year period. In 2021, dormant accounts stood at 1.181 million alongside a total membership of 5.999 million. The following year saw inactive members rise to 1.221 million as overall enrollment climbed to 6.42 million.
By 2023, inactive accounts expanded further to 1.447 million against 6.842 million total members, before swelling to 1.665 million in 2024 out of 7.385 million total members.
The total membership base maintained consistent growth alongside the rise in non-operational accounts. Overall enrollment expanded from 5.999 million in 2021 to 7.873 million in 2025. However, the parallel expansion of inactive accounts highlights that a growing share of registered members have ceased active transactions within regulated cooperative societies.
