Health insurance usage by Kenyans in 2024

In 2024, the population using insurance (excluding NHIF) declined by about 0.13 million from 1.9 million in 2021 to 1.77 million in 2024.

This could be attributed to the declining disposable income among the population.

The survey indicates that insurance usage (excluding NHIF) varies by livelihood with those employed making the majority of insurance users totaling 0.66 million, followed by business owners at 0.45 million.

This could be attributed to the fact that those employed have regular income and can afford to pay for insurance, or the employer pays for their insurance.