Bottom 10 counties in financial inclusion

Kiambu County leads in terms of formal financial inclusion at 94 per cent.

This is largely because the population is more informed about financial services, high literacy levels, access to financial services and higher incomes hence affordability.

The latest report by FinAccess says Turkana County leads with the level of exclusion.

This is largely due to long outstanding political instability, low education levels and long distances to financial services.

The report says that over the last three years, formal inclusion has shifted significantly across counties.