Money has become a common topic in modern relationships. With the rising cost of living and youth unemployment in Kenya, many young people are asking a difficult question: Should financial stability matter when choosing a partner?

A recent financial well-being survey in Kenya found that nearly half of workers report feeling financially stressed, while many young adults say economic pressure affects their relationships. In this environment, opinions about dating someone who is struggling financially are divided.

To understand these views, several women were interviewed. Their answers revealed very different expectations about love, money, and responsibility.

A.I Generated

Different Views on Love and Money

For some women, financial status is not the most important factor in a relationship.
Enjoying this article? Subscribe for unlimited access to premium sports coverage.
View Plans
Mary Wanjiku – Teacher, 24, believes effort matters more than wealth.
“It’s not about being broke. It’s about whether the man is hardworking and has goals.”
She said a partner who is determined to improve his situation shows responsibility.
                                                       A.I Generated

What Other Women Said

Three other women also shared their thoughts during the interviews.
Jane, a 22-year-old university student in Nairobi, believes that character matters more than income.
“Financial stability should not define a relationship. Someone can be broke today but successful tomorrow. What matters is character and how two people support each other.”
Jane said many young people are still building their careers, and judging a partner solely on money can ignore their potential.
However, others see finances as a key part of a stable relationship.
Betty, a small business owner in Nakuru, argued that money problems often lead to tension between couples.
“A relationship stands more firm when there’s financial stability.”
According to her, financial security helps partners plan their future and avoid unnecessary conflict.

ALSO READ: Nica Njenga Dating Advice: Why the Socialite Says Dating Broke Men is a Waste 

A.I Generated
Njeri – Digital content creator
Njeri sees the issue from a balanced perspective.

“Love is important, but reality also matters. Couples still have transport costs, rent, and daily expenses.”

She said relationships work best when partners are honest about their financial situations.

Key Factors Women Mentioned

  • Future planning – building a stable life together
  • Emotional support – helping each other through difficult times
These factors show that the debate is not simply about whether someone has money. For many young people, it is also about effort, responsibility, and shared expectations.

The Reality for Young Couples

Economic pressure is a reality for many Kenyan youths. High living costs and limited job opportunities mean that many people start relationships while still building their financial independence.
As a result, opinions differ widely. Some women prioritise emotional connection and growth, while others focus on financial security as a foundation for stability.