Other savings and investments retirees had besides pensions

In Kenya, retirees commonly supplement their pensions with investments in assets.

They include real estate, government securities (bonds and Treasury bills), Sacco savings, stock market equities, and money market funds.

Retirees often invest their savings in SACCOs, which offer competitive interest rates or annual dividends.

Bonds are considered low-risk and secure, as they are backed by the government.

These options provide alternative income streams and wealth preservation strategies.