Total deposits in Sasra-regulated saccos [Shbn]/ROSA MUMANYI



Deposits held by Sacco Societies Regulatory Authority (Sasra)-regulated savings and credit cooperative societies have grown steadily over the past five years, reflecting rising confidence in the sector and increased member contributions.

According to Sasra data, total deposits rose from Sh564.89 billion in 2021 to Sh620.45 billion in 2022.

The upward trend continued in 2023 when deposits reached Sh682.19 billion, before climbing further to Sh749.43 billion in 2024.

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By 2025, deposits in regulated saccos had grown to Sh831.91 billion, bringing the sector closer to the Sh1 trillion mark.

The consistent growth highlights the critical role saccos play in mobilising savings and supporting financial inclusion across Kenya.

Sasra is the statutory state corporation responsible for supervising, regulating and licensing deposit-taking savings and credit cooperative societies in the country.

The authority oversees the stability and compliance of the sector, ensuring members’ deposits are safeguarded and institutions operate within established financial and governance standards.