National Social Security Fund(NSSF) investment asset allocation

Kenya’s pension savings continued to grow in 2025, with the National Social Security Fund (NSSF) reporting a steady rise in its investment portfolio despite a gradual decline in interest rates.

Data from the Retirement Benefits Authority (RBA) shows the Central Bank Rate (CBR) dropped from 11.25 per cent in January to 9.00 per cent in December 2025.

Even with the falling rates, NSSF’s total net assets climbed to Sh623.79 billion by December 2025, marking an 11.78 per cent increase from Sh558.07 billion recorded in June.

The figures highlight sustained growth in retirement savings, underscoring the fund’s expanding role in safeguarding workers’ long-term financial security.