Common fraud cases in the insurance industry

Behind billions of shillings in annual profits and dividends issued by Kenya’s insurance sector, a silent scheming is bleeding underwriters.

Men and women in white coats, badges and briefcases who are expected to help uphold the law are colluding to break it and rob insurers of millions of shillings.

Fake motor theft claims rank highly among claims in Kenya, with data from the Directorate of Criminal Investigations-Insurance division showing that in 2022, there were 44 such cases.