NCBA says Kenya's property market is worth more than one trillion shillings annually, yet only about 30,000 mortgages are active while nearly 79 percent of urban residents rent. To address the gap, the bank has launched PropertyDuka, an AI-powered marketplace integrating property search with financing and home services. NCBA Managing Director James Gossip says the platform will formalise the property market, strengthen trust through verified sellers and support Kenya's housing ambitions.
JAMES GOSSIP – ECOSYSTEM