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The Hustler Fund Report released on August 4, 2025, shows that by December 2022, 68.3% of the loans had defaulted. ,

Initial loan amounts of Sh500–Sh1,000 were too small to support business growth, and the 14-day repayment window proved unrealistic.

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By December 2023, Sh9.6 billion had been disbursed with no clear evidence of job or enterprise creation.

Furthermore, the Auditor General could not issue an audit opinion due to missing records.

Launched on November 30, 2022, with Sh50 billion, the fund had disbursed over Sh9.6 billion by the end of 2023 but showed little measurable impact.